![]() Those of you who do this will connect both the debit card and the credit card to your account. Some people may use a debit card for some purchases and a credit card for others. If you do this, you will connect your credit card. Make sure you include the cards you’ll use for your various categories.įor example, you may charge every purchase to your credit card to earn rewards or cash back. Once you do that, sync your various accounts. To start, add the app to your phone – or you can use their online site (which I love). Qube Money has three plans from $0 to $15 per month. If you’ve found one that works well for you, then I say keep using it! But if you’re new to this idea – or want something new – the app I recommend is Qube Money. Several apps claim that they can help you keep track of your spending with virtual envelopes. You can find one on your phone, and there’s also a printable option. When you’re ready to try a cashless system, you need to determine which is the best for you. The cashless envelope system forces you to be more responsible for your spending without the hassle of carrying money.
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